Buffett said: how much wealth a person can accumulate in a lifetime does not depend on how much money he can earn, but on how he invests in financial management. It is better to find money than to find money. Learn to let money work for you, not for you. There is an admonition in the investment community that you should not put all your eggs in one basket.
52 week deposit method. The 52 week saving method is a very popular saving method in the world. The rule is very simple. There are 52 weeks in a year. The depositor saves 10 yuan in the first week, then increases 10 yuan every week compared with the previous week, and so on. In the last week of the year (the 52nd week), when I checked the money can, I could save 13780 yuan.
For ordinary workers, if they don’t get into the habit of keeping accounts, it’s easy to waste money where they don’t need to spend it, and lead a confused life. To form the habit of keeping accounts is to cultivate a kind of self-awareness, know where your money is spent and what money can be saved, and then spend more rationally.
I’m thinking, why do many people in the workplace pay a lot of money, but it’s still moonlight? Thinking for a long time, most people do not save money because of the “financial explosion.”. Learning to save money is the first step to managing money properly. As the saying goes: the secret to becoming rich is to spend the rest of your money after you have spent it.
First of all, when we do financial management, we first understand what stage we are in? As an old man, of course, we should focus on stable income, and beat the bank on a regular basis. As a young man, of course, we hope that our wealth will increase rapidly. But in this process, we need to pay tuition fees, but we don’t want to become rich overnight.
Compulsory saving by means of fixed investment. The so-called fixed investment is the fixed time and fixed amount of savings. This is also the simplest and most effective saving method we have tested. When I was a child, my family put a savings tank, and I can always accumulate a lot of wealth in one year. In fact, it’s the same with fixed investment. For office workers, I suggest starting with 10% of their monthly salary. You can deposit a bank card with no binding electronic payment.