First of all, when we do financial management, we first understand what stage we are in? As an old man, of course, we should focus on stable income, and beat the bank on a regular basis. As a young man, of course, we hope that our wealth will increase rapidly. But in this process, we need to pay tuition fees, but we don’t want to become rich overnight.
Compulsory saving by means of fixed investment. The so-called fixed investment is the fixed time and fixed amount of savings. This is also the simplest and most effective saving method we have tested. When I was a child, my family put a savings tank, and I can always accumulate a lot of wealth in one year. In fact, it’s the same with fixed investment. For office workers, I suggest starting with 10% of their monthly salary. You can deposit a bank card with no binding electronic payment.